Whether you’re dreaming of setting sail to a tropical island or embarking on an epic voyage across the seven seas, there’s one thing you don’t want to leave on shore–your travel insurance! With Faye’s travel protection which can cover your domestic or international cruise vacations, you can focus on the sunshine and sea breeze while we handle any unexpected waves.
Why you need cruise insurance
A cruise isn’t your average vacation, and neither are the risks that can come with it. Travel insurance is essential when heading on a cruise or any other trip, as it can protect you from some of the unexpecteds. The most common reasons people choose to cover their cruises:
Health insurance may not cut it.
Even if you’re just doing a few days abroad, it’s unlikely your U.S. health insurance will cover you if you need medical assistance.
Traveling to and from the ship carries its own risks.
If you’ve got flights to catch and bags to lug on board, then there is always an added element of risk that something can go wrong, so thinking ahead and protecting every leg of your journey is suggested.
Emergency medical evacuation can be expensive.
If something serious and life-threatening happens and inadequate medical treatment is available in the area, you want to ensure that transportation can be covered.
Extreme weather happens.
During hurricane and typhoon season, you can book a cruise at excellent rates but if extreme weather does occur, it can completely derail your trip. Faye’s international plans can cover you if you need to be transported from a place of danger to a place of safety if you are in imminent physical danger due to a covered natural disaster event.
What does Faye’s cruise travel protection include?
We offer comprehensive coverage and 24/7 assistance that’s designed to keep your cruise experience smooth from start to finish. The coverage can include:
Your health
Emergency medical expenses
If you experience sudden illness or injury in-trip, including COVID-19, we can cover prescription drugs, hospitalization and physician costs.
Emergency medical evacuation
Coverage of transportation in the case of illness or injury that is acute, severe or life threatening when adequate medical treatment is not available in the immediate area.
Your trip
Trip cancellation
If you need to cancel your trip for covered reasons, including if you get sick, contract COVID-19 or a travel provider goes bankrupt. We can cover flights, hotel bookings, tickets and activities.
Trip delay
When you’re stranded in transit due to reasons outside of your control such as flight delay or theft of passport.
Trip interruption
When you must unexpectedly cut your trip short or extend it for covered reasons, including if you contract COVID-19.
Pre-existing medical conditions
Trip cancellations or trip interruptions related to pre-existing conditions can be covered, if you purchase your plan within 14 days of your initial trip deposit (e.g., flights, hotel, etc.) and are medically fit to travel when you buy your plan.
Trip inconvenience & snafus
When you’re inconvenienced during your trip due to an eligible flight delay, flight cancellation, delay at security or late hotel arrival.
Missed connections
Coverage of up to $200 if you miss a trip departure because you were delayed for 3 consecutive hours due to covered reasons including flight delay/cancellation, plane mechanical breakdown, inclement weather, strike and more.
Non-medical emergency evacuation
When, due to a covered event, you’re transported from a place of danger to a place of safety. A covered event includes a natural disaster, political or security evacuation.
Your stuff & support
Lost or damaged belongings
Reimbursement for lost, stolen or damaged luggage, including clothing, personal items and professional equipment like a phone or laptop.
24/7 assistance
Our team of customer experience specialists are available to you 24/7 with travel advice, tips and help when you need it most - including how to locate a doctor or a pharmacy.
Real-time flight alerts
Our smart app technology tracks your itinerary and provides updates in real-time including flight delays, gate changes and what baggage carousel to head to when you land.
Sail away with confidence
Faye’s cruise travel protection is tailored to keep your vacation afloat. Ready to sail away with peace of mind? Buy your cruise coverage policy here.
All claim examples are subject to the terms of the plan document. Additional cost and terms apply.